Subrogation intelligence for P&C carriers

Find the recoveries buried in your closed claims.

Recovra reads the messy files your systems can't: scanned PDFs, handwritten police reports, faxed correspondence. It ranks what's worth pursuing and warns you before the statute runs out.

Send 50 closed claims. Get a ranked report back in 24 hours.

Recovery queue · Auto BI · Q1 closed claims
Files reviewed2,400
Flagged for recovery84
Statute < 90 days14
ClaimLikely at-fault partyLPSStatute
CL-40218Commercial driver, rear-end0.9141 days
CL-38877Contractor, water damage0.84212 days
CL-39420Unlicensed repair vendor0.725 mo
CL-37105Municipal road defect0.5863 days
Sample data shown for illustration.

Most of what makes a claim recoverable isn't in a database field.

It's in the adjuster's notes, the officer's diagram, the third-party letter. Recovra reads all of it.

01

Send your closed claims

A CSV of file links is enough. We work alongside Guidewire, Duck Creek or an older mainframe without touching them.

02

We read every document

Including handwriting and hand-drawn accident diagrams. We pull out who was where, who did what, and who else was involved.

03

You get a ranked list

Each claim gets a score and a deadline. Your recovery team starts at the top instead of starting from a spreadsheet.

Three parts, built for the recovery team.

Each one fixes a specific place where recoveries usually get lost.

Ingestion

Document understanding

Goes beyond OCR. It keeps the spatial relationships in a sketched intersection or a rushed field note, so the facts stay attached to the right party.

Scoring

Liability Probability Score

Every claim gets a score from 0 to 1 reflecting how likely a recovery is to succeed, so adjusters can put effort where it pays.

Deadlines

Statute-Guard

Tracks the limitation period for the state each claim falls under and alerts you as it approaches. It is a monitoring aid, and counsel confirms the final date.

Deployment

No integration project

Files in, ranked list out. Nothing to replace and nothing for your IT team to rebuild before you see results.

Estimate what's being left on the table.

Published industry figures put recovery at roughly 2 to 3 percent of written premium. Adjust the inputs to see how your book compares. This is a rough guide, not a quote.

Gap to a 2.7% benchmark
$7.5M
Realistic incremental recovery (about 60% of the gap)
$4.5M

Pricing is performance-based. We take a share of incremental recoveries only, with no upfront licence fee.

Check this against your real claims

What a portfolio review looks like.

An illustrative comparison on a regional auto book of 2,400 closed claims. Actual results vary by portfolio and are confirmed in your free review.

Manual review

Analyst time~400 hours
Opportunities flagged12
Deadline trackingCalendar reminders

With Recovra

Processing time~15 minutes
Opportunities flagged84
Deadline trackingAutomated alerts

Claim data stays inside your environment.

Claim files contain sensitive personal information, so the deployment is designed around your security team's requirements, not ours.

Why we built this.

Recovering money from a third party is a structural problem. You trace how a loss happened, find where responsibility sits, and work out whether the evidence will hold up.

Recovra started in Kanpur with a background in geoinformatics, civil engineering and applied machine learning. We treat a claim file like a site survey: every document is a measurement, and the job is to see how they fit together.

Based at
Kanpur, Uttar Pradesh, India
Background
IIT Kanpur · AI · ML
Contact
recovratech@gmail.com
ankit.kumar@recovra.in

Start with 50 claims. Free.

Send a sample of closed files and we'll return a ranked recovery report within 24 hours. No contract, no integration, no obligation.

Request a reviewBook a demo