Recovra's AI surfaces hidden recovery opportunities buried in unstructured claim files — handwritten reports, scanned PDFs, and messy police records — in minutes, not months.
Each module of the Recovra Intelligence Suite addresses a distinct failure point in the legacy subrogation process.
Goes far beyond OCR. Recovra understands the spatial relationships in hand-drawn accident diagrams, an officer's rushed scribble, or a faded fax. Handwriting-to-Insight, not just Handwriting-to-Text.
Every closed claim receives an LPS score from 0.0 to 1.0. Trained on 50,000+ historical outcomes, it answers the only question a VP of Claims cares about: "What are my odds of winning this recovery?"
A real-time monitoring system that flags every claim approaching its state-specific statute of limitations — 2 years in California, 3 in New York, different again in every jurisdiction. No recovery should ever be lost to a calendar.
We don't replace your existing stack. Send us a CSV of PDF links. We return a prioritized, scored recovery list. No API keys to configure, no 18-month enterprise IT projects, no rip-and-replace.
The industry average unrecovered subrogation runs at 2–3% of Annual Written Premium. Calculate what's slipping through your fingers.
Recovra's clients have moved from the industry average of 1.1% to 2.4%+ recovery rates — closing the gap from what's currently being left on the table.
We win when you win. No seven-figure upfront contracts. No 18-month implementation fees. Our fee is a percentage of incremental recoveries only — money you would never have found otherwise.
A mid-size regional carrier. 400 hours of analyst time versus a Recovra run on the same closed-claim portfolio.
Senior adjusters manually reviewing 2,400 closed claims across Q3 and Q4. Spreadsheet tracking, inconsistent documentation standards, state deadline management via calendar reminders.
Same 2,400 claims. Ingestion Engine processed handwritten police reports, scanned medical bills, and third-party correspondence. LPS scored every file. Statute-Guard flagged 14 near-deadline claims.
Legacy vendors like Mitchell and Guidewire were built for structured data — the 20% of claims that arrive clean. We were built for the other 80%.
We sit on top of your existing software — Guidewire, Duck Creek, or a 20-year-old mainframe. No IT project. Send a CSV. Get results.
Legacy tools see only structured data — the 20% that arrives clean. Recovra's Ingestion Engine was purpose-built for the 80% that doesn't.
We don't charge a million dollars upfront. We remove the "buying risk" entirely — our fee comes only from incremental recoveries we generate for you.
Our LPS model was trained on a corpus of historical insurance litigation outcomes — not generic legal text. It understands the specific economics of subrogation.
Statute-Guard holds every state's limitation period, contributory negligence threshold, and comparative fault rules. It never forgets a deadline.
Recovra can deploy entirely within your AWS or Azure environment. Zero-retention processing means sensitive claimant data never leaves your perimeter.
We can deploy the entire Recovra Intelligence Suite within your existing cloud perimeter. Zero-Retention Processing is not a marketing term — it is a contractual guarantee.
Private cloud deployment — Runs inside your AWS VPC or Azure tenant. No data transits the public internet.
Zero-retention processing — Claim documents are processed ephemerally. Nothing is written to Recovra infrastructure.
SOC 2 Type II alignment — Architecture designed to fit within your existing compliance and audit framework.
PII isolation — Claimant identifiers are tokenized before LPS scoring; the model never sees raw personal data.
IIT Kanpur. Spatial analysis, infrastructure stress mapping. The same principles that govern load distribution govern liability attribution.
Custom fine-tuned models on insurance-specific corpora. Not general-purpose LLMs — models that understand policy language, tort doctrine, and the specific vocabulary of subrogation.
Send us a sample of 50 closed claims. We'll return a scored, prioritized recovery report within 24 hours — no contract, no obligation, no integration required.